Answer: 0.21
Explanation:
We know that if two events A and B are independent , then the probability of A and B is given by :-

Given: The probability that an adult possesses a credit card P(A)= 0 .70
The probability that an adult does not possess a credit card

By assuming the independence, the probability that the first adult possesses a credit card and the second adult does not possess a credit card is given by :-

Hence, the probability that the first adult possesses a credit card and the second adult does not possess a credit card is 0.21.