Answer:
The correct answer is: a collateral.
Step-by-step explanation:
A collateral refers to some type of asset (such as a car or home) that a lender is granted in case the borrower defaults on loan repayments. This means that if the borrower is unable to repay the amount loaned, the lender can obtain the collateral and sell it recover the losses incurred due to defaults on loan repayments.
Thus, if a loan is risky (the lender is uncertain if the borrower will repay the loan in a timely manner), the lender may ask for the borrower's car or home to be put on collateral.