Answer:
Third party insurance
Step-by-step explanation:
There are so many types of insurances. The main things are life insurance which gives protection to the survivors if the sole bread winner dies. There are other policies which mature after a certain number of years in which the person investing only gets benefit.
But here the question is about the insurance policy which protects others only.
This is a typical case of third party insurance in which during accidents the third party injured gets the benefits. This is to protect the licensed drivers from losses occurring due to accidents beyond the control of the drivers.