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What is the finance charge?

What is the finance charge?-example-1

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Answer:

Finance charge = $2.39

Explanation:

A finance charge is the cost of borrowing money, including interest and other fees. It can be a percentage of the amount borrowed or a flat fee charged by the company.

In the given question we will calculate the amount of the finance charge

Finance charge= Previous balance×(Annual rate÷12months)

Finance charge=179.32×(16/100÷12months)

Finance charge=179.32×(0.16÷12months)

Finance charge=179.32× 0.0133

=$2.39

New balance= previous balance-payments/credit+finance charge+New purchases

New balance=179.32−85+2.39+117.42

=$214.13

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