Ben would want to make at least $195, so you would want to use the inequality that allows him to have $195 and over. This means that you have two choices:
x+75+28 ≥ 195
x-75-28 ≥ 195
The answer should be x+75+28 ≥ 195, because it's the sum of the money that Ben has received, plus the amount that he still needs in order to have at least $195.