Final answer:
Water feels cold in the ocean even though it holds heat because of its high specific heat capacity and slow rate of temperature change.
Step-by-step explanation:
Water feels cold in the ocean even though it holds heat because it has a high specific heat capacity and a slow rate of temperature change. This means that water requires a large amount of energy to heat up or cool down. As a result, when we touch the water in the ocean, it draws heat away from our body, making it feel cold.