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Nora’s savings account has a balance of $3979. After 4 years, what will the amount of interest be 12% compounded semiannually?

User Sayayin
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1 Answer

4 votes

Answer:

The interest earned will be $2362.92.

Explanation:

The compound interest amount function is A = P(1 + r/n)^(nt), where

P is the original principal, r is the interest rate as a decimal fraction, n is the number of compounding periods per year, and t is the number of years.

In this particular problem, the formula becomes:

A = $3979(1 + 0.12/2)^(2*4), where 2 represents the number of compounding periods if compounding occurs semiannually.

Evaluating this expression, we get:

A = $3979(1+0.06)^8, or

A = $3979(1.06)^8, or

A = $3979(1.594), or

A = $6341.92 (rounded off to the nearest cent)

The interest will be $6341.92 less the original principal, $3979:

I = $6341.92 - $3979 = $2362.92

User James Hibbard
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