Answer:
-making late payments
-having more debt than income
-filing for bankruptcy
Step-by-step explanation:
The financial problems that might cause a person to be considered a bad risk for a loan to purchase a home are:
-Making late payments: if you pay your debts after the due date, it will affect your credit score and this also shows financial entities that you are not reliable.
-Having more debt than income: this shows that you are not able to cover your expenses which means that you won't be able to pay back a loan.
-Fillin for bankruptcy: it shows that you can't pay the debt you already have which means that you are not able to pay back an additional loan.
The other options: applying for loans to pay for college and paying a credit card balance in full each month are not financial problems that would cause that you will be considered a bad risk.