Answer:
18 months.
Explanation:
I am assuming the $100 dollars was the initial purchase price.
If that is true we subtract from the $640 total payed:
640 - 100 = $540 dollars.
Next we divide the 540 by the monthly $30 dollar rate:
540 / 30 = 18
Check our work:
18 months @ 30/month = 540 + 100 dollar down payment = 640.