Question

Which law would encourage more people to become homeowners but not encourage risky loans that could end in foreclosure?

options:

offering first time homebuyers tax-free accounts to save for down payments

requiring all mortgages to be more affordable, interest-only loans

outlawing home inspections and appraisals by mortgage companies

limiting rent increases to less than 2% a year

Answer 1

I think the answer is requiring all morgages to be more affordable, interest-only loans

Answer 2

requiring all mortgages to be more affordable, interest-only loans