Answer:
has a budget
spends less than they make
saves their money
pays bills on time
Step-by-step explanation:
A financially-responsible person thinks about his/her economic decisions and carefully plans the expenses to make sure that he/she is no having excessive spending that goes over the earnings. This type of person will make sure to put some money aside in case of an emergency and for the future and will invest the money carefully. Also, as the person would have a budget, he/she will always pay the bills on time.