The correct answer is - People were right to blame Hoover because he refused to make direct unemployment payments
While Hoover broke precedent to spend 2 billion dollars to safe banks and railroads from collapse, he was unwilling to spend any federal money for direct relief. He thought that government aid would destroy the feeling of neighborly cooperation and self-help so fundamental to the American way of life. This belief led Hoover to approve a measure providing 45 million dollars to safe cattle in Arkansas but oppose a 25 million grant to save Arkansas farmers.