We have to choose the correct answer why water molecule is polar.
The correct answer is: It has an asymmetrical shape.
Water molecule has angular shape and two lone pairs of electron. O-atom is central atom ans to it two H-atoms are connected in an angular shape.
O-atom is more electronegative, bond moment acts towards O-atom. As a result, the resultant dipole moment (μR, as shown in figure attached herewith) acts towards lone pairs of electron.
Therefore, water molecule is polar.
Water contains only two polar covalent bonds neither three nor one polar covalent bonds.