Yes Insurance Companies should reward healthy behaviors and punish unhealthy behaviors because it will be a worthwhile endeavour. Being healthy and living more healthy lives produces healthy and more vibrant people as well as more productive employees and citizens. Therefore, people who exercise more are more productive then people who don’t and don’t have as healthy behaviors so should be rewarded for that.
By providing financial incentives employees will be urged to live more healthy and beneficial lives. Therefore, that’s something they can do to implement that policy. Some affects can be some employees may be fired so that will want to make people take control of their health.