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What is likely to happen if a borrower does not pay a mortgage for an extended period of time?

The mortgage would convert to an unsecured loan.
The mortgage account would be closed.
The home would be foreclosed on.
The home would increase in value.

User Javiyu
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Answer:

The home would be foreclosed on.

Step-by-step explanation:

A home foreclosure refers to the process where a lending company obtains ownership of a property bought through a mortgage. The mortgage company repossesses the home with the intent of selling it to recover its money. Foreclosure occurs should the homeowner default in their mortgage repayment.

A mortgage company charges penalties when a borrower misses a few installments. But when it is clear that the borrower cannot repay their mortgage, the lender initiates the legal process of repossessing the property. The repossessing process is home or mortgage foreclosure.

User Drew Frezell
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