Answer:
1. money makes people unpredictable and unreliable.
2. yes I would. even without the pay, being a volunteer is a fulfilling job. And it gives you a sense of responsibility and leadership standards that'll set you aside from others in respectable needs I.e job interview, college application.
3. yes I do have a students account. its necessary to open an account for even the youngest of kids as its good to get ahead in college savings.
4. college, a car , an apartment.
5. food
electricity
gas
school
water