Final answer:
The settings visited with the Ghost of Christmas Present play a significant role in Scrooge's transformation by showing him the joy and hardships of others, promoting empathy and inspiring change.
Step-by-step explanation:
The various settings that the Ghost of Christmas Present takes Scrooge to are crucial to his character development in Charles Dickens's 'A Christmas Carol.' As Scrooge witnesses different environments, from the Cratchits' modest home to the lively streets where people are preparing for Christmas, he sees the impact of his actions and decisions on others. These settings also represent the broader societal conditions and the disparities in wealth and happiness that exist. The spirit of Christmas and goodwill he observes challenges his miserly ways and inspires a transformation in his character. By the end of his journey with the Ghost of Christmas Present, Scrooge has begun to feel empathy and concern for others, setting the stage for his ultimate redemption.