Final answer:
Health-care insurance companies are related to preventive care by negotiating lower rates for services, promoting preventive measures to avoid expensive future treatments, and adhering to requirements under the Affordable Care Act to cover essential health benefits, including preventive services.
Step-by-step explanation:
Health-care insurance companies play a significant role in facilitating preventive care. They are intertwined with preventive care in several ways, including their ability to negotiate with health care and other service providers for lower rates, thanks to their large client base. This not only increases access to preventive care for insured individuals but also helps insurance companies save money by preventing costly treatments in the long term. Moreover, under the Patient Protection and Affordable Care Act, commonly known as Obamacare, health plans are required to cover essential health benefits, including preventive services, which reinforces the relationship between insurance companies and preventive care.
By promoting healthy lifestyles and regular health checkups, insurance companies aim to reduce the risk of their clients developing serious health conditions. Preventive care is considered essential because it helps maintain the overall health and wellness of the population, which in turn keeps healthcare costs down for everyone involved, including insurance companies.