The correct answer to this open question is the following.
Richard would benefit from this decision because Richard will establish what his priorities are when having that budget. This way, he will know what his priorities are, how much money he has for food, transportation, health, and recreation. Knowing these numbers he won't have the problem of overspending. That is why Richard has struggled financially in recent months. But when he decided to establish a household budget to help him resolve his problems, he made the best of the decisions to control his finances.
So Richard has to be very disciplined to respect the budget. Otherwise, he will fail in the intent.