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If you put up $21,000 today in exchange for a 8.25 percent, 14-year annuity, what will the annual cash flow be

User Jon Mitten
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1 Answer

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Answer:

$2,584.34

Step-by-step explanation:

we can use the present value of an ordinary formula to calculate this:

present value = annual payment x annuity factor

  • present value = $21,000
  • PV annuity factor, 8.25%, 14 periods = 8.12586

annual payment = present value / annuity factor = $21,000 / 8.12586 = $2,584.34

When the interest rates are not whole number, e.g. 4%, instead of trying to use a present value annuity table, you should look online for annuity calculators that will calculate the annuity factors for you.

User Rraallvv
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