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45 votes
45 votes
Question 13

You deposit $8,400 in an account earning 3.6% interest compounded monthly.
a. How much will you have in the account in 20 years?
b. How much interest will you earn?

User Jchadhowell
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1 Answer

21 votes
21 votes

Answer:

A = $17,238.65

I (interest) = $8,838.65

Explanation:

Using the formula A = P(1 + r/n)^nt

A = $17,238.65

A = P + I where

P (principal) = $8,400.00

I (interest) = $8,838.65

First, convert R as a percent to r as a decimal

r = R/100

r = 3.6/100

r = 0.036 rate per year,

Then solve the equation for A

A = P(1 + r/n)^nt

A = 8,400.00(1 + 0.036/12)^(12)(20)

A = 8,400.00(1 + 0.003)^(240)

A = $17,238.65

Summary:

The total amount accrued, principal plus interest, with compound interest on a principal of $8,400.00 at a rate of 3.6% per year compounded 12 times per year over 20 years is $17,238.65

User MrDank
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