Answer:
On a frigid, foggy Christmas Eve in London, a shrewd, mean-spirited cheapskate named Ebenezer Scrooge works meticulously in his counting-house. Outside the office creaks a little sign reading "Scrooge and Marley"--Jacob Marley, Scrooge's business partner, has died seven years previous. Inside the office, Scrooge watches over his clerk, a poor diminutive man named Bob Cratchit. The smoldering ashes in the fireplace provide little heat even for Bob's tiny room. Despite the harsh weather Scrooge refuses to pay for another lump of coal to warm the office.
Suddenly, a ruddy-faced young man bursts into the office offering holiday greetings and an exclamatory, "Merry Christmas!" The young man is Scrooge's jovial nephew Fred who has stopped by to invite Scrooge to Christmas dinner. The grumpy Scrooge responds with a "Bah! Humbug!" refusing to share in Fred's Christmas cheer. After Fred departs, a pair of portly gentlemen enters the office to ask Scrooge for a charitable donation to help the poor. Scrooge angrily replies that prisons and workhouses are the only charities he is willing to support, and the gentlemen leave empty-handed. Scrooge confronts Bob Cratchit, complaining about Bob's wish to take a day off for the holiday. "What good is Christmas," Scrooge snipes, "that it should shut down business?" He begrudgingly agrees to give Bob a day off but insists that he arrive at the office all the earlier the next day.