Question

True or false?Bianca, a fraud examiner for the Levine Corporation, a U.S. corporation, suspects that an employee of another U.S. company has committed a fraud scheme against Levine Corporation. Although Bianca has not obtained the suspect employee’s consent to access their personal credit report, she may access the report based on an exception set out in the U.S. Fair Credit Reporting Act (FCRA).

Answer 1

False.

Step-by-step explanation:

Okay, let us first understand what the U.S. Fair Credit Reporting Act (FCRA) is. The U.S. Fair Credit Reporting Act (FCRA) is a law that serves to protect the personal information of citizens' privacy on credit reports.

In order to get access to someone else credit reports; (1) one has to either ask for the person's consent or (2). If one is an employer and one is conducting a research on his or employer through a third party(if the employee is a suspect of several misconducts). This is the exception that was amended in the U.S. Fair Credit Reporting Act.

So, Bianca can not obtain such infomation because the employee work for another company which does not concern Bianca.