Question

Which of the following statements is correct? Group of answer choices Failure of the debtor to attend (unless excused) the creditor's meeting is a failure to co‐operate and grounds for denial of the debtor's discharge in a Chapter 7 bankruptcy. A written statement signed by the debtor that s/he has attended sessions with an approved credit‐counseling agency is required as a duty of the debtor. If the court finds that a debtor meets the median‐family‐income test, the court cannot dismiss a Chapter 7 petition based on abuse. A copy of the debtor's federal tax return for the most recent year prior to filing is not required, owing to the privacy right of the debtor.

Answer 1

Failure of the debtor to attend (unless excused) the creditor's meeting is a failure to co‐operate and grounds for denial of the debtor's discharge in a Chapter 7 bankruptcy.

Step-by-step explanation:

If a debtor failed to attend all hearings subject to bankruptcy proceedings, he can use as a good reason or basis to to deny discharge of the debtor's debts.

What is required of debtor is to be present at a meeting called by a creditor where it is possible for him to be examined under oath in order obtain related information from him, like the amount and location of assets. A debtor is then considered not to ready to cooperate if he fails to attend the creditor's meeting.

The inclusion of a certificate from an approved credit-counseling agency which attest to the creditor's attendance at the agency is one of the document that is required from a debtor's filing of a Chapter 7 petition