Answer:
0.649 = 64.9% probability that he will answer no more than 3 questions correctly.
Explanation:
For each question, there are only two possible outcomes. Either Richard guesses the correct answer, or he does not. The probability of Richard guessing the correct answer in a question is independent of any other questions. So we use the binomial probability distribution to solve this question.
Binomial probability distribution
The binomial probability is the probability of exactly x successes on n repeated trials, and X can only have two outcomes.

In which
is the number of different combinations of x objects from a set of n elements, given by the following formula.

And p is the probability of X happening.
12 questions.
This means that

Each one with four options, one of which is correct.
This means that

Assuming that Richard guesses on all 12 questions, find the probability that he will answer no more than 3 questions correctly.

In which






0.649 = 64.9% probability that he will answer no more than 3 questions correctly.