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Jim has an annual income of $240,000. Apple bank has a maximum front end DTI limit of 28%, what is the most they will allow Jim to spend on monthly principal, interest, taxes and insurance?

User Nverinaud
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2 Answers

3 votes

Answer:

$5,600

Step-by-step explanation:

The front-end DTI is the debt to income ratio and refers to the amount of income that can be used to cover housing costs. According to this, to find the most that they will allow Jim to spend on monthly principal, interest, taxes and insurance, you have to calculate 28% of Jim's annual income that represent the maximum amount that he will be allowed to spend on housing costs and divide the result by 12:

$240,000*28%= $67,200

$67,200/12= $5,600

The most that they will allow Jim to spend on monthly principal, interest, taxes and insurance is $5,600.

User Martin Grey
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4.8k points
2 votes

Answer:

$5600

Step-by-step explanation:

ANNUAL INCOME =$240,000

DTI LIMIT OF 28%

FRONT END DTI LIMIT PER ANNUM

240000*0.28

=67200

THEREFORE

monthly spendon principal, interest, taxes and insurance

=67200/12

=$5600

User ASP
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4.9k points