Question

Clement applies for a home loan at Global Bank Inc. As part of the process, he provides his personal details to the banker who is responsible for sanctioning loans. The banker uses Clement’s personal information to sell him insurance policies. In this scenario, the banker’s action is considered __________.

Answer 1

Legal and unethical

Step-by-step explanation:

In the sense of this question legal would mean tha it is permissible by law, while unethical would mean doing anything that is not necessarily morally correct. The banker collecting Clements personal details so that he can sanction loans is legal, meaning the law permits that, but the banker using Clement's personal informaion to sell him insurance policies is unethical meaning it is not morally correct. If I am asked i think it is dubious

Answer 2

Answer: legal but unethical

Explanation:

A legal action are laws written and stated and expected to be followed, Ethics on the other hand means unwritten moral rules that differ from person to person or from cultures.

Clement providing his personal details to the banker who responsible for sanctioning loans is a LEGAL action also The banker using Clement’s personal information to sell him insurance policies is also legal but the banker using his personal account to sell him insurance policies is also UNETHICAL being that the banker is not required to go "above or beyond" Clement's reason for giving his personal details.