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Mr. Fink’s goal is to have $26,000 to start a new lawn mower repair business when he retires in 15 years. How much should he invest now in a CD that pays 2% interest compounded quarterly to reach his goal?

1 Answer

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Final answer:

To reach his goal of $26,000 in 15 years, Mr. Fink should invest approximately $18,451.08 in a CD at a 2% interest rate compounded quarterly.

Step-by-step explanation:

To find out how much Mr. Fink should invest now in a CD to reach his goal, we can use the formula for compound interest: A = P(1+r/n)^(nt), where A is the future value, P is the principal (initial investment), r is the interest rate, n is the number of times the interest is compounded per year, and t is the number of years. In this case, Mr. Fink wants to have $26,000 in 15 years at an interest rate of 2% compounded quarterly.

Plugging the values into the formula, we get:

A = P(1+r/n)^(nt)

$26,000 = P(1+0.02/4)^(4*15)

To solve for P, we can divide both sides of the equation by (1.005)^60:

P = $26,000 / (1.005)^60

Calculating this, Mr. Fink should invest approximately $18,451.08 now in a CD to reach his goal.

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