Answer:
The answer is "access to investment advice."
Step-by-step explanation:
Financial institutions are companies that deal with money transactions such as loans, deposits, currency, etc. This can include banks, insurance companies, investment dealers and the like.
For example, a commercial bank is a very common institution that people go for monetary business transactions. It provides services such as checking and savings account. You can also do direct deposit, if you wish to transfer money directly to another institution. This feature also allows employers to directly pay their employees, electronically.
Some financial institutions also have access to investment advice. Since they deal with businesses regarding financial wealth, they offer several investment products in relation to facilitate their finances. This is, especially true, for life insurance companies. However, this is not a common feature for all. Not all financial institutions provide an access to investment advice.