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Describe the types of accounts offered by banks

User Schurik
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1 Answer

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Answer:

The answer is pretty straight forward.

There are several types of accounts such as,

Savings accounts: these accounts are used to save money and have a low interest rate. can deposit and withdraw money any time.

Fixed Deposits: these deposits provide a higher interest rate yet the deposit has to remain a fixed period of time and cannot withdraw or deposit as you wish.

Current accounts: The type of accounts allows the users to do transactions in cheques and allows bank overdrafts as well. However, they don't provide an interest income.

Apart from this main 3 types, there are many other variations of these accounts that have similarities to these accounts. following is a list of them,

  • Checking Accounts
  • Dividend/Interest Checking Accounts
  • A Money Market Account

Step-by-step explanation: