Scenario: Stephanie has been driving for four years without any major auto accidents-until today. It was pouring rain when she left class, and within minutes of leaving, she was forced to make an evasive maneuver that caused her to go into a spin on the wet road. After knocking an expensive, high-end luxury car down an embankment, Stephanie came to a stop by smashing into the side of a mid-range sedan.
She was found to be at fault in the accident, so let's look at the extent of the damage she caused:
Luxury car: This car was totaled at a value of $95,000.
Sedan: This car will need $4,000 in repairs.
Hospital bills: The driver of the luxury car had $15,000 in medical bills for a broken arm, while his passenger had $185,000 in medical bills for emergency surgery and recovery.
Like many Americans, Stephanie carries a 100/300/100 liability policy.
What is the total dollar value of the property damage Stephanie caused?
Select one:
$95,000
$110,000
$99,000
$299,000