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A rich relative has bequeathed you a growing perpetuity. The first payment will occur in a year and will be

User Huy Chau
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1 Answer

2 votes

Answer:

1. $25,000

2. $27,000

Step-by-step explanation:

Here is the complete question :

A rich relative has bequeathed you a growing perpetuity. The first payment will occur in a year and will be $1000. Each year after that, you will receive a payment on the anniversary of the last payment that is 8% larger than the last payment. This pattern of payments will go on forever. If the interest rate is 12% per year,

a. what is today’s value of the bequest?

b. what is the value of the bequest immediately after the first payment is made?

a. Value today = value of payment /( interest rate - growth rate)

$1000 / (12% - 8%)

$1000 / (0.12 - 0.08)

$1000 / 0.04

= $25,000

b. Value today = [value of payment x ( 1 + growth rate)] /( interest rate - growth rate)

(1000 x 1.08) / (0.12 - 0.08)

1080 / 0.04

= 27,000

User MadeByDouglas
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