Samuel pays $825 for rent and utilities each month. His lease lasts for another 4 months. He has $4,750 in his savings account and $245 in his checking account. He is renting a washer and dryer for $37.25 a month and has 7 months left on the rental contract. Samuel has 3 mountain bikes that are valued at a total of $2,090. His gym membership costs $79.95 per month, and he has 6 more payments left. Use this information to find Samuel’s net worth.