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4 votes
Brody invested $7,000 in an account paying an interest rate of 2% compounded

monthly. Robert invested $7,000 in an account paying an interest rate of 2 %
compounded quarterly. After 10 years, how much more money would Brody have in
his account than Robert, to the nearest dollar?

114

User Leprosy
by
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2 Answers

2 votes

Answer:

$114

Explanation:

User SSA
by
4.6k points
4 votes

Answer:

Brody has $2 more than Robert

Explanation:

To calculate the value or money in each account after n number of periods, we will use the following formula.

Value = Principal * (1 + i)^n

Where,

  • i represents the interest rate per period
  • n represents the number of periods

Brody

Interest is compounded monthly so we will use monthly interest rate.

Monthly Interest rate = 2% / 12

Number of periods = 10 years * 12 months per year = 120 months

Value = 7000 * (1 + (2%/12))^120

Value = $8548.3960 rounded off to 8548

Robert

Interest is compounded quarterly so we will use quarterly interest rate.

Quarterly Interest rate = 2% / 4

Number of periods = 10 years * 4 quarters per year = 40 quarters

Value = 7000 * (1 + (2%/4))^40

Value = $8545.5596 rounded off to $8546

Difference = 8548 - 8546 = $2

Brody has $2 more than Robert

User Haniyeh Khaksar
by
4.9k points