Consider the following scenarios. Which person needs to appoint a financial power of attorney? Patricia has severe arthritis. Her overall health is worsening. She knows an excellent assisted living community but does not have the resources to cover it. Ruby is in the early stages of dementia. She is worried that her judgment will decline and she will no longer be able to manage her social security and savings. Detra's heart condition is worsening. There are certain treatments she is not willing to have to prolong her life. She wants to make sure she will not be subjected to them. Lanie does not have a lot of money, but she has many possessions that are special to her. She wants to be in charge of deciding who gets what after her death.