We will determine the credit after 71 minutes as follows:
Now, since it is linear we have that it will be defined by a line [And we are given two different points] so we find the slope:

Now, using one of the points given and the slope we replace in the following expression:

That is:


Now, we replace the time given (71 minutes) and solve:

So, the credit after 71 minutes is $11.48.