As suggested, first, we will construct a model and then we will evaluate it at t=10, t=15, and finally, we will set the equation equal to 100,000 and solve for t.
The species grows 39% every year, therefore, if T is the total number of beetles, we can set the following equation:

Evaluating the above equation at t=10, we get:

Evaluating the above equation at t=15, we get:

Note that I rounded to the nearest integer because you cannot have a piece of beetle.
Now, setting T=100,000 and solving for t, we get:

Answer:
After 10 years there will be 2692 beetles.
After 15 years there will be 13971 beetles.
About 21 years later there will be 100,000 beetles.