Question

In personal finance, one makes decisions based on needs vs. wants. What is considered a need?

something one would like to have
something ones does not budget for
something one can afford
something one cannot live without

Answer 1

A need is short for necessity so the last one would b your answer

Answer 2

The answer would be "something one cannot live without".

Step-by-step explanation:

Think of water you need water to live.