Taylor has a bank account earning 5 percent interest compounded annally. If her initial deposit was a 1,000, and she makes a withdrawal of $200 after 3 years, which of the following represents the total amount in her account after 7 years.
(A) 1,000 (1.05)^7- 200
(B) 1,000 (1.05)^3 + 800(1.05)^4
(C) 1,000 (1.05)^3 -200( 1.05)^4
(D) 1,000(1.05)^7 - 200(1.05)^4