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A teacher saves P5,000 every 6 months in the bank that pays 0.25% compounded monthly. How much will be her savings after 10 ears?

User Msakya
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1 Answer

11 votes

Answer: $101,197

Step-by-step explanation:

First find the periodic interest rate for 6 months because the rate is per year.

= 0.25% / 2

= 0.125%

There are 2 semi annual periods in a year so in 10 years:

= 2 * 10

= 20 periods

Use future value of annuity formula:

= Amount * ((1 + rate)^periods - 1) / rate

= 5,000 * (( 1 + 0.125%) ²⁰ - 1) / 0.125%

= $101,196.45

= $101,197

User Rahul Tokase
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