Answer:
Economic conditions
Explanation:
If the mortgage interest rates increase, this would be an example of changing Economic conditions in a company's your external environment
Mortgage is the legal agreement/arrangement between a financial institution and a debtor wherein the Financial institution lends funds to the debtor at an interest rate, and also with the title of the property owned by the debtor.
once the debtor repays the mortgage he retains the full ownership of his property.