Answer and Explanation:
Dear dad,
How have you and mom been? I miss you guys so much already!
I wish I were writing with better news, but the fact is I have been going through a rough patch lately. Things have not been going well financially. I lost my job a couple of weeks ago and haven't been able to find another since. As you can imagine, debts have begun to pile up. Not only am I behind on school fees, I'm also behind on rent. To be completely honest, I barely have money to buy groceries for the next few days.
I know you will scold me for having taken so long to write and ask for your help, but I really thought I would be able to find another job quickly. I wanted to be independent and make you proud of me. But I have to admit life away from home is a lot tougher than I had first imagined.
I'd like to thank you in advance, since I know you will surely help me. Any amount of money would be my salvation now.
I'm sorry and thank you!
... (name)