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Explain the difference between uninsured and underinsured.
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5 votes
Explain the difference between uninsured and underinsured.

User Pacholik
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25 votes
Uninsured motorist insurance protects you if you're in an accident with an at-fault driver who doesn't carry liability insurance. Underinsured motorist coverage steps in when you're in an accident with an at-fault driver whose liability limits are too low to cover the medical expenses of any injured people.
User Grisha Weintraub
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