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Ahmed, a 50-percent shareholder in Military Stuff Inc. is comparing the tax consequences of losses from C corporations with losses from S corporations. Assume Military Stuff Inc. has a $113,000 tax loss for the year, Ahmed's tax basis in his Military Stuff Inc. stock was $156,500 at the beginning of the year, and he received $81,500 ordinary income from other sources during the year. Assuming Ahmed's marginal tax rate is 24 percent, how much more tax will Ahmed pay currently if Military Stuff Inc. is a C corporation compared to the tax he would pay if it were an S corporation?

User Smolla
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1 Answer

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1. C Corporation :

Taxable income or loss of a C corporation is determined separately from its shareholders.

C corporations can carry forward net operating losses (NOLs) to offset future taxable income.

C corporations do not pass losses through to shareholders.

2. S Corporation :

S corporations are pass-through entities, meaning the losses and income are passed through to the shareholders.

Shareholders can use their share of the S corporation's losses to offset their other income on their personal tax returns.

let's calculate the tax consequences for Ahmed in each scenario :

C Corporation :

Ahmed's tax basis in his Military Stuff Inc. stock at the beginning of the year is $156,500.

Military Stuff Inc. has a $113,000 tax loss for the year.

Ahmed's share of the loss as a 50-percent shareholder would be 50% *

$113,000 = $56,500.

Since C corporations do not pass losses through to shareholders, Ahmed cannot use the loss to offset his other income.

Tax calculation for C corporation scenario :

Ahmed's ordinary income from other sources is $81,500.

Total taxable income = Ordinary income - Loss from C corporation = $81,500 - $0 = $81,500.

Tax on $81,500 at a 24% marginal tax rate = $81,500 * 0.24 = $19,560.

S Corporation :

Assuming Military Stuff Inc. is an S corporation, Ahmed can use his share of the loss to offset his other income.

Ahmed's share of the S corporation's loss is $56,500.

Ahmed's ordinary income from other sources is $81,500.

Total taxable income = Ordinary income - Loss from S corporation = $81,500 - $56,500 = $25,000.

Tax on $25,000 at a 24% marginal tax rate = $25,000 * 0.24 = $6,000.

To calculate the additional tax Ahmed would pay if Military Stuff Inc. is a C corporation compared to an S corporation :

Additional tax = Tax in C corporation scenario - Tax in S corporation scenario

Additional tax = $19,560 - $6,000 = $13,560.

Therefore, Ahmed would pay an additional $13,560 in tax currently if Military Stuff Inc. is a C corporation compared to the tax he would pay if it were an S corporation.

User Jeffrey Chung
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