Here are two recommendations for Morgan on how to minimize her student loan debt when attending a four-year college:
1. Choose a college major that is in demand and has good job prospects after graduation. This can increase the likelihood of finding a well-paying job after college, which can help to pay off any student loan debt more quickly. It's important to research which majors are in demand and have good job prospects, and to consider any personal interests or skills that can be applied to these majors.
2. Consider applying for scholarships and grants to help pay for college. These are sources of funding that do not need to be repaid, unlike student loans. Scholarships and grants can be based on a variety of factors such as academic merit, financial need, community involvement, and more. It's important to research and apply for as many scholarships and grants as possible to reduce the amount of student loan debt needed to pay for college.