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You deposit $1000 into a savings account that pays an annual interest rate of 5% compounded quarterly. Use A = P(1+rt)nt

How long will take until you have $1500 in your savings account?

It will take about ____years. (round to the nearest tenth)

1 Answer

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Answer:

It will take about 5.5 years (rounded to the nearest tenth) for the savings account to reach $1500 with quarterly compounding at a 5% annual interest rate.

Explanation:

Using the formula for the amount A in the savings account after t years

A = P(1 + r/n)^(nt)

where P is the initial principal, r is the annual interest rate, n is the number of times the interest is compounded per year, and t is the time in years.

In this case, we have

P = $1000

r = 5% = 0.05 (decimal)

n = 4 (quarterly compounding)

A = $1500

We want to find the time t that it takes to reach $1500. We can rearrange the formula to solve for t

t = (1/n) * log(A/P) / log(1 + r/n)

Substituting the values we have

t = (1/4) * log(1500/1000) / log(1 + 0.05/4) ≈ 5.5

Hence, it will take about 5.5 years (rounded to the nearest tenth) for the savings account to reach $1500 with quarterly compounding at a 5% annual interest rate.

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