Final answer:
Under a nonscheduled plan, the insurance company typically pays 80% of the costs for basic services after deductibles, and the insured pays a 20% co-insurance. The correct answer is B) 80%.
Step-by-step explanation:
Under a nonscheduled plan, for basic services such as physician services, medical tests, and outpatient visits, an insurance company might expect the insured to pay a portion of the balance through cost-sharing mechanisms like co-insurance or co-payments.
Typically, health insurance plans will cover a significant portion of these costs, but not the entirety. For basic services, a common co-insurance rate is 20%, meaning the insurer would pay 80% of the costs after any deductible is met, and the insured would pay the remaining 20%.
Therefore, the correct answer in this context is B) 80%, as it represents the portion of the balance that the insurer would expect to pay for basic services under a typical nonscheduled plan.