Final answer:
Commercial banks are the financial institutions that provide foreign exchange services and operate in the interbank market. They offer various accounts and purchase insurance against bank failure.
Step-by-step explanation:
The financial institution that is based on the description given in the table is Commercial banks. Commercial banks provide foreign exchange services to customers, allowing them to exchange a substantial quantity of currency. These banks trade the foreign exchange in the interbank market.
Commercial banks are financial intermediaries that coordinate supply and demand in the financial capital market. They offer various accounts, such as checking accounts, savings accounts, and certificates of deposit. Commercial banks also purchase insurance against the risk of bank failure through the Federal Deposit Insurance Corporation (FDIC).