Final answer:
Medigap insurance plans are supplemental policies that individuals enrolled in Medicare can purchase to cover additional costs not fully paid by Medicare, such as copayments and deductibles.
Step-by-step explanation:
Medigap insurance plans can be purchased as a supplement for individuals enrolled in Medicare. Medigap is specifically designed to cover costs not fully covered by Medicare, such as copayments, deductibles, and health care if you travel outside the United States. Medicare is a government-funded health insurance program that provides coverage primarily to people over sixty-five years old. While Medicaid offers health care to those with low incomes, and the Veterans Health Administration is aimed at military veterans, Medicare caters to the senior population, whose average health care costs can be very high.
Medicare recipients can choose from the available Medigap policies offered by private insurance companies to supplement their Medicare coverage. This reflects the blend of both direct-purchase insurance and government support, addressing the need for comprehensive health care coverage for older adults.