Final answer:
a. Cover Pre-existing Conditions, b. Provide Essential Health Benefits, d. Allow Young Adults to Stay on Parents' Plan
Under the Patient Protection and Affordable Care Act of 2010, insurance companies must cover pre-existing conditions, provide essential health benefits, and allow young adults to stay on their parents' plan. They are not allowed to offer lifetime limits on essential benefits.
Step-by-step explanation:
The Patient Protection and Affordable Care Act of 2010, also known as Obamacare, made significant changes in U.S. healthcare. Under this law, insurance companies are required to:
- Cover pre-existing conditions
- Provide essential health benefits
- Allow young adults to stay on their parents' plan until they turn twenty-six
The one thing that insurance companies are not allowed to do under this law is offer lifetime limits on essential benefits. This means that insurance companies cannot cap the amount of coverage or limit the number of times a person can access essential treatments or services.